Cost & Financing

Financing your Reproductive Care

The causes of infertility are complex and diverse – influenced by a patient’s age, history and medical condition. It is only after careful testing and diagnosis that we can determine which treatment approach will be most productive.

Modern state-of-the-art scientific technology and specialized medical personnel are not inexpensive, but we are proud that our charges compare favorably with other metroplex practices. We strive to offer cost-effective fertility care, with significant savings to our patients.

Most healthcare insurance plans provide some level of diagnostic and treatment support. We participate with most insurance plans and will file claims on your behalf when appropriate. However, insurance coverage and benefits for fertility treatment can be ambiguous and usually require some investigation. Unfortunately, verbal confirmation from an insurance company representative will not guarantee payment. But be assured; our team is trained to guide you through the process.

Our team will work with you to help navigate the insurance process and customize our services for your specific clinical needs. We would be delighted to provide you with a detailed IVF cost after reviewing your records, identifying your specific needs, and considering your options.

Our “Shared Risk” Philosophy

Several infertility programs around the country have developed payment options, called “shared risk” plans. Some of these plans offer partial refunds if couples are willing to pay for several months of treatment in advance. However, they do not offer a refund if the couple conceives in their early attempts.

Clinics with these “insurance schemes” benefit financially by offering these plans to patients with the best chances of early conception. At Fertility Leaders, we regard this approach as disingenuous. We prefer to offer fertility treatment at low cost – without any gimmicks. This allows each couple to choose the most suitable course of treatment as they move towards conception.

Financing and Credit Resources: Accessing fertility care sooner

As an additional effort to assist patients with their fertility journey, we participate with a financing resource, Prosper Healthcare Lending ( Patients may apply online (click on logo/link below) and usually receive an answer about approval within 48 hours. When patients need to access fertility treatment sooner, financing may be the best option for starting the family. To access this helpful resource, use the information and links below:

Prosper HealthCare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential